Congratulations to Mathew who is our monthly winner for our thank you survey, Mathew wins an Apple Watch for his efforts. We appreciate his feedback, that’s why each month we give our customers who have recently settled a loan the chance to go in the competition to win a small thank you gift.
If buying or selling for the first time, you might be bamboozled by all the real estate jargon bandied about. Here is our A-Z guide to what it all means. ACCRUED DEPRECIATION The total depreciation of a property over a period of time. Usually the difference between the replacement value at purchase and its present
The RBA has opted to leave the official cash rate on hold at 1.5%. With celebrations for the race that stops a nation in full swing, I’d like to share today’s rate announcement and the thoughts on why the Reserve Bank of Australia has made this decision. The RBA has resisted temptation to further lower
As lenders continue with their out of cycle rate increases, at its board meeting today the Reserve Bank of Australia decided to leave the official cash rate unchanged. This follows new data released yesterday that indicates the strong Sydney and Melbourne property markets may be close to peaking following APRA’s intervention into the levels of
Switching home loans could help pay down your mortgage sooner, providing you are refinancing for the right reasons and understand what’s involved. Here’s our guide to refinancing to help you make the right move when the time comes. Know the costs Paying 0.5 per cent less per annum on a $250,000 principal-and-interest mortgage will save
Mention interior designers and most people think glossy magazines, luxe fit-outs and big bucks. But interior designers are not necessarily expensive, and the right advice from the right style guru could add some panache and pizzazz to your décor for fewer dollars than you think. It’s as much about knowing who to use as it
Once, building or renovating was about creating a dream home. Now it is just as important to create a ‘green’ home. With a bit of thought and planning your house can be kinder to both the environment and your hip pocket. Before deciding what to tackle first in greening your home, it’s important to understand
Congratulations to Ben who is this month’s winner of an Apple iWatch! All of our customers who have provided feedback on their recently settled loan have the chance to win a small thank you gift each month. Your feedback is appreciated!
Today, as the end of the financial year draws closer, the Reserve Bank of Australia has announced the outcome of its board meeting and it has decreased the cash rate by 25 basis points. The official cash rate is now 1.75%. In taking this decision it appears the Reserve Bank has reacted to concerns around
The Reserve Bank of Australia has today announced the outcome of its board meeting and it has decided to leave the official cash rate unchanged. As widely predicted the RBA has kept rates on hold as it balances a swag of recent positive economic news around growth in the economy, unemployment, house values and building
