Finding the lowest home loan rates in Perth takes more than just googling comparison sites. Rates shift constantly and what looks cheap upfront can cost you more over time. That’s where experienced Perth mortgage brokers make a real difference to your bottom line, especially when you’re working with a local team like Broker Advisory Services. […]
Mortgage brokers act as the middleman between you and potential lenders. We shop around on your behalf to find loans that match your financial situation and goals. Instead of you visiting multiple banks yourself, we bring the options directly to you, and you can start that conversation with Broker Advisory Services. The Broker Process Explained
Buying your first home in Perth feels exciting and overwhelming at the same time. You’re dealing with deposits, loan applications, interest rates and paperwork you’ve never seen before. Getting the right mortgage broker on your side makes this whole journey so much smoother, especially when you want straight answers from people who do this every
Absolutely, and honestly it’s one of the smartest moves you can make. Brokers do all the legwork that would normally eat up your evenings and weekends. We’re talking about comparing dozens of loans, chasing paperwork and haggling with lenders on your behalf. Most WA homeowners who use a broker end up with better rates than
Government Grants and Schemes for Homebuyers: What’s Available Down Under Acquiring a house in Australia could be an uphill financial journey, but numerous government programmes serve to make it a more common task. The programmes provide substantial backing for low- to average-income families, help them acquire a home for the first time, and conduct market
Navigating the dos and don’ts of investment property returns. Rental properties and holiday homes are once again in the sights of the Australian Tax Office, which has had growing success identifying erroneous claims. Last year about 70 per cent of returns related to investment properties audited by the ATO had to be amended, most often
Recent changes by the Australian Prudential Regulation Authority (APRA) have led to significant tightening of investment lending criteria by the major lenders. Fortunately, there are still numerous ways for investors to discover a loan that’s right for their circumstances. Don’t be disheartened First things first, don’t let the tightened lending criteria deter you from entering
Switching home loans could help pay down your mortgage sooner, providing you are refinancing for the right reasons and understand what’s involved. Here’s our guide to refinancing to help you make the right move when the time comes. Know the costs Paying 0.5 per cent less per annum on a $250,000 principal-and-interest mortgage will save
It’s a perennial question when it comes to real estate: should you sell at auction or via private treaty? Some sellers prefer the predictability of setting a price, while others are prepared to let their property go to the highest bidder. There is no right or wrong and each vendor’s situation is unique. We’ve put
One in two Australian home buyers1 now borrow via a broker. A dip in sentiment towards traditional banks, tighter lending criteria for investors and better-educated consumers have all helped boost mortgage brokers’ popularity over the past decade. There are, indeed, a raft of reasons to turn to a broker for your next home loan. Here are