Buying a home, especially if you are a first-time home buyer, you will come across many financial terms and products. The most common term is what is called “Lenders Mortgage Insurance” (LMI). Being knowledgeable about LMI can enable you to effectively plan for the total cost associated with buying a house and maybe spend less […]
When buying property in Australia, one of your most important financial considerations is stamp duty. Although first-home purchasers frequently overlook this tax, learning what stamp duty is and its implications can make a significant difference for your budget and the house you choose. Below is a comprehensive guide to what stamp duty is, how it
Buying your first home is one of your biggest life milestones, though it can equally become a big challenge considering how unpredictable Australia’s real estate market can be. You never want to be left feeling lost and confused. In this case, here are some simple steps to take to make it easier, including actionable advice
Selecting the right home loan in Australia is an overwhelming process, especially when it comes to deciding between fixed and variable interest rates. Nevertheless, grasping the distinctions can impact your financial undertakings and peace of mind. As a result, whether you are discussing it with a financial mortgage broker in Floreat or seeking the assistance
After most of us were forced into a gentler, slower pace of life due to COVID-19 restrictions, the idea that we’re hard up against a cult of busyness isn’t lost on many. Why has busyness become such a badge of honour and what does it mean to your wellbeing? To unpack this topic, psychologist Claudia
Have you just spent hours of your festive break scrolling, scrolling, scrolling? It’s a fact that spending too much time staring at the small screen can create stress, anxiety and health issues. Isn’t it time we all aimed to disconnect more from our phones and reconnect more with life, health and happiness? We are more
Aussie rhyming slang Are you having a “Barry Crocker” of a day? Rhyming slang was born out of London’s east end in the 1800s, with the Cockneys no doubt taking the crown for their rhyming linguistic acrobatics. Our English roots meant it wasn’t long before rhyming slang made its way to the Antipodes. And as
Great outdoor areas can add tens of thousands to the value of your home, not to mention the added enjoyment of spending time in the garden with family and friends. Landscaping is also one of the few home improvements that can actually increase in value over time as plantings mature. So, shake off the winter
Renovating for profit can be a tricky business in a cooling market. But it’s more a science than an art if you know the pitfalls. Here are six common mistakes to avoid. 1. Not having a plan This obvious but common error is responsible for a host of renovating sins, from paying too much in
The lowdown on what people are really looking at when they wander through your home. If you’ve ever spent hours agonising over a light fitting, only to wonder if anyone other than you will notice it, listen up. Here’s just the study for you. Researchers have used eye-tracking technology to monitor where people look when