With the uncertainty of tax changes gone, a lessening of borrowing restrictions, and a new scheme to help first home buyers – coupled with two interest rate drops – it looks like things are swinging back into the borrowers’ favour. The election result took most of us by surprise. The Labor victory many were expecting […]
Why smaller lenders are making a big change in banking. The history of Australian banking has always been dominated by the big four – ANZ, Commonwealth Bank, NAB and Westpac. But more Australians than ever are now turning to smaller lenders and non-banks to finance their home loans. Is your loyalty worth it? Many of
If you’re looking to renovate or redecorate your bathroom there are lots of ways to get a great result without breaking the bank. Redoing your bathroom can be extremely costly but the good news is that it’s also one of the easiest places to make savings. According to the Housing Industry of Australia’s Kitchens and
As we all adapt to the COVID-19 situation, I’m set up to help you now over the phone and with a range of online tools and calculators to support you through these difficult times. Here’s some questions I can help answer: Thinking about purchasing or refinancing? Can I save repayments by switching to another loan?
As the world grapples with the unfolding COVID-19 situation, I wanted to let you know we are committed to helping our clients through what will likely be difficult and challenging times ahead. To help you navigate the COVID-19 situation we have pulled together some useful links and information. If you run a business there are
Haven Review This brave, beautifully written memoir from Brisbane comedian Corey White is brutal, darkly hilarious at times, unflinchingly honest, heart wrenching and yet through it all, so hopeful. It is a powerful story of childhood trauma, evil, resilience and the survival of the human spirit against all odds. An important, cleverly written debut that
If you have been thinking about building a new home or carrying out an extension or renovation, now might be the time to meet with an AFG broker and work through your options. The Federal Government’s new $680 million HomeBuilder program announced on 4 June 2020 makes available $25,000 grants to help build or substantially
You’ve turned your home into a home office during COVID-19. So, what can you claim on your tax return and how do you claim it? Fortunately, the ATO has now made it easier than ever. If you are one of the hundreds of thousands of Australians now working from home thanks to social distancing measures,
In this time of economic instability, we know that jobs and mortgages are of the highest concern to you, the Government and the lenders. With things changing on a daily basis, we’re perfectly positioned to help. As the response and effects of COVID-19 on our health and economy continue to develop, we’ve all been forced
Many first home buyers now have access to a new government scheme that could get them into their first homes years sooner. Housing affordability is a key challenge for many younger people who are struggling to get into the housing market. Despite historically high house prices levelling out and lower interest rates, flat income growth
