Absolutely, and honestly it’s one of the smartest moves you can make. Brokers do all the legwork that would normally eat up your evenings and weekends. We’re talking about comparing dozens of loans, chasing paperwork and haggling with lenders on your behalf. Most WA homeowners who use a broker end up with better rates than their mates who went straight to the banks, and having a team like Broker Advisory Services in your corner makes the process feel simple.
How We Actually Help You Refinance
Think of brokers as your personal loan hunters. We’ve got access to heaps of lenders and products you won’t stumble across on your own. Some of these lenders don’t even deal directly with the public, which gives you more choice when comparing Home Loans and refinance options.
We take care of the boring stuff so you don’t have to. This includes digging through loan options from our entire panel of lenders. We’ll crunch the numbers to show your real savings with different setups. All that paperwork and documentation gets sorted by us. We’ll push for better rates because lenders know we can take business elsewhere. Then we chase the lenders hard to keep things moving quickly, and we’ll keep you updated so you know exactly where things are at.
The whole thing usually wraps up in two to four weeks with a broker. Try doing it yourself and you’re looking at six weeks minimum, often longer when things get stuck.
Why WA Homeowners Pick Brokers
Western Australia’s property scene works differently to the eastern states. We know which lenders love certain Perth suburbs and regional spots. Got a FIFO job or work in mining? Plenty of mainstream banks will give you the runaround, but we know the specialist lenders who actually want your business, and we’ll match your refinance to your bigger plans, including Buying a Home again later or upgrading sooner than you expected.
Our crew at Broker Advisory Services brings over 38 years combined experience working in WA. We’ve built solid relationships with lenders over the years. These connections mean we can often score rate discounts that never make it to public advertising, and we can also help if you’re looking to restructure lending for property-backed Business Loans in the future.
What It Costs You
Here’s the good bit. Most brokers don’t charge you a cent. Lenders pay us commissions once your loan settles. Your refinance only costs us time and effort until it actually goes through, which means we’re properly motivated to find you a ripper deal, and we’ll still lay out the numbers clearly so you can decide with confidence.
Let’s Have a Chat
Refinancing shouldn’t feel like climbing Mount Everest. We strip away the confusion and handle the annoying bits for you. Contact us today and we’ll show you what refinancing could actually do for your situation.
